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Failed valuation survey
When the lender turns down your mortgage application after the surveyor’s valuation report indicates the property is not worth the sum sought.
Fixed rate mortgage
A mortgage in which the interest rate is set for an agreed period of time.
Fixtures & fittings
All non-structural items included in the purchase of a property.
Flexible mortgage
An arrangement whereby you can increase or decrease your mortgage repayments.
Freehold
Technical word for the ownership of the property, meaning that it belongs to the owner without limitation of time.
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